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Introduction: Credit scoring is entering a new era Credit scoring has always been the backbone of lending. But until now, it has largely been static, backward-looking, and limited to formal financial history. As we move toward India’s digital economy vision for 2047, we are witnessing a fundamental transformation: Credit scoring is evolving from a historical […]

Introduction: Automation is no longer optional in banking Banking operations have always been process-heavy, rule-driven, and documentation-intensive. For years, Robotic Process Automation (RPA) helped banks reduce manual workload and improve operational efficiency. But the industry is now entering a far more advanced phase. At a strategic level, we are seeing a clear evolution: Banks are