Introduction: India’s Export Growth Is Strong, but Cash Flow Is Weak India’s MSME sector is a major driver of exports, contributing significantly to global supply chains. However, behind this growth lies a structural issue: A massive ₹15 trillion export finance friction problem. MSMEs often struggle with: Delayed payments High financing costs Lack of working capital

Introduction: Financial Data Is Becoming the New Infrastructure Layer The next phase of FinTech is not about payments alone. It is about financial data access, sharing, and control. The European Union’s open finance regulation is emerging as one of the most influential global frameworks in this space, and it is already shaping how countries like

Introduction: Money Is Going Digital at a Central Bank Level The world is entering a new phase of monetary transformation. Central Bank Digital Currencies (CBDCs) are no longer experimental ideas. They are becoming active policy tools across major economies. Today, more than 130 countries are exploring CBDCs in some form, representing almost the entire global