Nileema Nimbalkar

Introduction: KYC is necessary, but still inefficient Know Your Customer (KYC) is the backbone of trust in banking. Every financial institution must verify customer identity before onboarding. But in India’s growing digital economy, KYC has become: Repetitive Time-consuming Costly for banks Frustrating for customers At a strategic level, we are witnessing a shift: Consortium blockchains

Introduction: Carbon markets are entering a digital transformation phase As the world shifts toward net-zero goals, carbon credits have become a critical financial instrument in climate action. They represent verified reductions in greenhouse gas emissions and are traded globally as part of sustainability efforts. However, the current carbon credit system is still fragmented, opaque, and

Introduction: Blockchain’s biggest challenge is not security, it is scale Blockchain has proven its value in trust, transparency, and decentralization. But when it comes to real-world financial applications, especially at the scale of a country like India, one challenge stands out: Scalability. High transaction costs, slower processing speeds, and limited throughput have prevented blockchain from